Effective date: September 28, 2026
SmokeDamage.com ("the site") is operated by Rise Public Adjusting LLC, a Texas public adjusting company licensed by the Texas Department of Insurance (License #3356839). "We," "us," and "our" refer to Rise Public Adjusting LLC. If you do not agree to these terms, please do not use the site.
Educational information only
Content on the site, including articles, guides, FAQs, and event pages, is provided for general educational purposes. It is not legal advice, an insurance coverage determination, a restoration recommendation, or a guarantee of any claim result. Insurance policies, losses, and claim circumstances vary. For more, see our Disclaimer.
No representation or attorney-client relationship
Using the site, calling us, emailing us, or submitting the claim review form does not create a public adjuster contract, an agency relationship, or any other representation.
Rise Public Adjusting LLC represents a policyholder only under a signed written contract. Until that contract is signed, we are not acting on your behalf, and you remain responsible for your claim, including any deadlines under your policy.
We are not a law firm. Nothing on the site or in any communication with us creates an attorney-client relationship.
No guarantee
We do not guarantee any claim outcome, payment amount, or timeline. The result of any insurance claim depends on the policy, the facts of the loss, the documentation available, and the insurer's evaluation.
Tools and calculators
Tools on the site, such as the smoke damage scope calculator and the contents RCV/ACV calculator, are for estimating and organizational purposes only. Their outputs are approximations based on the information you enter and general assumptions. They are not appraisals, estimates of your claim value, or coverage determinations, and they should not be relied on as such.
Information you submit
You agree that information you submit through the site is accurate to the best of your knowledge and that you have the right to share any documents you upload. Do not upload material that belongs to others without permission or that is unlawful. How we handle submitted information is described in our Privacy Policy.
Acceptable use
You agree not to:
- Use the site for any unlawful purpose
- Attempt to gain unauthorized access to the site or its systems
- Interfere with the operation of the site, including by introducing malicious code
- Scrape, copy, or collect site content by automated means except as permitted by standard search engine indexing
- Submit false or misleading information
Intellectual property
The site's content, including text, graphics, layout, tools, and logos, is owned by Rise Public Adjusting LLC or its licensors and is protected by applicable intellectual property laws. You may view and print pages for personal, non-commercial use. You may not reproduce, republish, or distribute site content without our written permission, except for brief quotations with attribution and a link back to the source page.
Links to other websites
The site may link to third-party websites, such as government agencies. Those links are provided for convenience. We do not control and are not responsible for the content, accuracy, or practices of third-party sites.
Disclaimer of warranties
The site is provided "as is" and "as available." To the extent permitted by law, we make no warranties, express or implied, about the site's accuracy, completeness, availability, or fitness for a particular purpose. Content may not reflect the most current information.
Limitation of liability
To the fullest extent permitted by law, Rise Public Adjusting LLC and its members, employees, and agents are not liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the site or its content, tools, or links, including any decisions you make based on information from the site.
Indemnification
You agree to indemnify and hold harmless Rise Public Adjusting LLC from claims, losses, or expenses arising from your misuse of the site or your violation of these terms.
Governing law
These terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Any dispute relating to the site will be resolved in the state or federal courts located in Texas.
Changes to these terms
We may update these terms from time to time. When we do, we will revise the effective date at the top of this page. Your continued use of the site after changes are posted means you accept the updated terms.
Contact
Questions about these terms can be sent to:
Rise Public Adjusting LLC (SmokeDamage.com) Phone: +1 (844) 537-1427 Email: info@smokedamage.com